Choosing The Right Contractor

Choosing The Right Contractor

The dangers of using a truck and ladder contractor

Many truck and ladder contractors are not licensed and the majority of those that are only have a B or C license. It is important that your contractor has the proper insurance for your project. The best way to find out is to ask, if the contractor gives you the run-around, move on. Only a Class A licensed contractor can modify an existing wall on your home. If a Class B or C licensed contractor modifies an existing wall on your home you, the homeowner, may be liable for damages incurred due to improper construction. Premier Contractors always maintain the proper licenses.

Many truck and ladder contractors do not carry the proper insurance and if an accident occurs on your property, you could be held liable, regardless of fault. Premier Contractors always carries current Workman’s Compensation and General Liability insurance to protect the homeowner. Ask your contractor to show proof of current insurance to be absolutely certain you are protected.

Many truck and ladder contractors only carry a cell phone and don’t maintain an office with a phone. They do this to limit their exposure to customers. Truck and ladder contractors can screen their calls on a cell phone and only return the calls that they choose to. Most Premier Contractors maintain fully-staffed offices which are readily accessible. Most can be reached 9-5pm Monday through Friday and promptly return after hours calls.

Many truck and ladder contractors require large upfront deposits to finance your project. Contractors requiring large deposits may have little or no cash due to pending lawsuits or poor cash flow management.

Many truck and ladder contractors will require you, the homeowner, to pull the building permit. Contractors who require you to pull the permit are typically in arrears with the city or do not have the correct license or insurance. When you pull the permit you bear all the risk and liability associated with your home improvement project.